Privacy Policy for Kalvi World Official

Last Updated: June 6, 2025

Welcome to Kalvi World Official ("we," "us," or "our"). Your privacy is critically important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://www.kalviworldofficial.in (the "Site"). By using the Site, you consent to the practices described in this policy.

1. INFORMATION WE COLLECT

1.1 Personal Information

We collect personal information that you voluntarily provide when you:

Fill out any contact form on our "Contact Us" page (e.g., name, email address, message).
Subscribe to our newsletter or updates (email address only).
Register for paid services or digital products (if applicable), which may include payment details like billing name, billing address, email address, and payment method—processed securely via our payment processor (e.g., Razorpay).

1.2 Non-Personal Information

We automatically collect certain information when you visit or interact with our Site, including:

Device Information: Browser type, operating system, device model, screen resolution.
Usage Data: IP address, pages visited, time spent on each page, referring/exit pages, clickstream data.
Location Data: Approximate geographic location based on IP address.
Cookies & Tracking Technologies: We use cookies, web beacons, and similar technologies for analytics and personalized advertising (detailed in Section 4).

2. HOW WE USE YOUR INFORMATION

We use the collected data for the following purposes:

To Provide & Maintain the Site: Ensure the Site functions correctly, load pages faster, and deliver the content you request.
To Communicate: Respond to your inquiries, send newsletters or updates (only if you opt in), and provide customer support.
To Facilitate Payments: If you purchase any digital products or subscribe to premium content, we use payment details to process transactions via our payment gateway (e.g., Razorpay) and to send transaction receipts.
To Improve User Experience: Analyze usage patterns to optimize our content, design, and Site navigation.
To Send Marketing & Promotional Emails: If you agree, we will send periodic emails about new content, special offers, or educational resources. You can unsubscribe at any time (see Section 8).
To Serve Personalized Ads: Through Google AdSense and other third-party ad networks, we deliver ads that may be tailored to your interests (see Section 4).
For Security & Fraud Prevention: Monitor for suspicious activity, prevent unauthorized access, and ensure the integrity of our Site and services.

3. PAYMENT INFORMATION

When you purchase paid products or subscription-based services on Kalvi World Official, we use a trusted third-party payment processor (e.g., Razorpay) to handle all payment transactions. We do not store your full credit/debit card information on our servers. Instead:

Payment Gateway: All payment details (card number, CVV, expiry date) are securely transmitted directly to our payment processor, which is PCI DSS compliant.
Billing Information: We may store billing name, billing address, and transaction ID for our records and to issue digital receipts. This information is stored securely and encrypted at rest.
Refunds & Chargebacks: In the event of a refund or chargeback, we will process requests in accordance with Razorpay's policies and your original payment method. Any disputes will be handled jointly by us and Razorpay.

4. COOKIES & TRACKING TECHNOLOGIES

4.1 What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, or mobile) by your browser. They help the Site remember your preferences and gather usage data.

4.2 How We Use Cookies

Essential Cookies: Required for basic Site functionality (e.g., session management).
Performance Cookies: Collect anonymous data about how visitors use the Site (e.g., Google Analytics).
Functionality Cookies: Remember choices you make (e.g., language preference, font size).
Advertising Cookies: Enable us and our partners (e.g., Google AdSense) to show you relevant ads based on your browsing behavior.

4.3 Third-Party Cookies

We allow the following third-party services to set cookies or similar tracking technologies:

Google Analytics: Tracks user interactions, page views, session duration, demographics, etc. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
Google AdSense: Uses the DART cookie to serve ads tailored to your interests. To opt out of AdSense tracking, visit https://www.google.com/settings/ads.
Social Media Plugins: If you interact with our YouTube, Facebook, or other social widgets, those platforms may place cookies on your device according to their policies.

Cookie Management: You can refuse or delete cookies by adjusting your browser settings. However, some parts of the Site may not function properly if you block essential cookies.

5. HOW WE SHARE & DISCLOSE INFORMATION

5.1 Service Providers

We may share personal information with third-party service providers who perform services on our behalf, such as:

Payment Processors: Razorpay (for payment transactions).
Analytics Providers: Google Analytics (for tracking and reporting usage).
Hosting & Technical Support: Blogger/Google (for site hosting and maintenance).
Email Service Providers: Mailchimp, ConvertKit (for sending newsletters and updates, if applicable).

5.2 Legal Requirements

We may disclose your information if required to do so by law or in response to valid legal requests (e.g., subpoenas, court orders). We may also disclose data to protect our rights, investigate fraud, or respond to a government request.

5.3 Business Transfers

If Kalvi World Official is involved in a merger, acquisition, or sale of assets, your personal information may be transferred as part of that transaction. We will notify you via email and/or a notice on our Site before your information is transferred and becomes subject to a different Privacy Policy.

5.4 Aggregated & De-Identified Data

We may share anonymized, aggregated data (where no individual can be identified) with partners or advertisers for analytics or marketing purposes. This data does not contain personal identifiers.

6. SECURITY OF YOUR INFORMATION

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

Secure Sockets Layer (SSL/TLS) encryption for data in transit (the Site is HTTPS).
Encryption of sensitive data at rest (e.g., billing information).
Access controls and strong passwords for any administrative or database interfaces.
Regular security audits and updates to our software platforms.

However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

7. YOUR CHOICES & RIGHTS

7.1 Access, Correction & Deletion

You have the right to view, correct, update, or delete your personal information at any time. To do so, please contact us at [email protected].
Upon request, we will remove your personal data from our records, except where retention is required by law or for legitimate business reasons (e.g., tax, accounting).

7.2 Opt-Out of Marketing Communications

If you no longer wish to receive marketing emails or newsletters, you can:

Click the "Unsubscribe" link at the bottom of any marketing email.
Send us a request at [email protected].

7.3 Cookie Preferences

You can manage or disable cookies by adjusting your browser settings. For more details, see Section 4.4 above.

7.4 Do Not Track

Our Site does not respond to "Do Not Track" (DNT) signals, as there is not yet a industry standard for compliance. If you enable DNT in your browser, some third-party cookies (e.g., analytics, advertising) may still collect data about your browsing activity.

8. CHILDREN'S PRIVACY

Our Site is not directed to children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you believe we have inadvertently collected such information, please contact us at [email protected], and we will delete the information as soon as possible.

9. LINKS TO OTHER WEBSITES

Our Site may contain links to third-party websites, including external educational resources, social media platforms, and YouTube. This Privacy Policy applies only to Kalvi World Official. Once you click on a link to another site, you should review that site's Privacy Policy, as we have no control over and are not responsible for their content or practices.

10. INTERNATIONAL DATA TRANSFERS

Your personal information may be transferred to, and processed in, countries other than your place of residence (including India and the United States), which may have different data protection laws. By using the Site and providing your information, you consent to this transfer.

11. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically. When we do, we will revise the "Last updated" date at the top. The updated policy will apply to all information collected after the effective date. We encourage you to review this page regularly to stay informed about our data practices.

12. CONTACT US

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out:

Email: [email protected]
Contact Page: https://www.kalviworldofficial.in/p/contact-us.html

Thank you for trusting Kalvi World Official with your data. We are committed to protecting your privacy and providing a safe, educational experience.